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How Much Should I Put Down?

Down payment requirements vary by mortgage product. A down payment of less than 20% - 25% of the loan amount may require private mortgage insurance (PMI) which protects the lender against potential financial loss if the borrower defaults on the loan.

Buying a Home with a Low or No Down Payment

U.S. Bank offers both minimal and zero down payment mortgage options. For information on these options and help determining which is best for you, talk with a U.S. Bank Loan Officer.

 

More Resources for First-Time Home Buyers

Need help getting through the process?

Call 877-303-1637 today to get started, or contact a local U.S. Bank Home Mortgage Loan Officer.

Equal Housing Lender Equal Housing Lender

Deposit Products offered by U.S. Bank N.A. Member FDIC

View the latest notice of the changes in the temporary FDIC insurance coverage for transaction accounts. Learn More

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