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Package Money Market Savings

Available with one of our Package Checking accounts, our premier Package Money Market Savings account provides great interest rates and:

  • no minimum daily balance.

  • no monthly maintenance fees.

  • an ideal overdraft protection option for your checking account.5

  • FDIC-insured for added peace of mind.6

To build a U.S. Bank Package, open the Package Money Market Savings account and combine it with a Silver, Gold or Platinum Checking account4.

U.S. Bank Package Money Market Savings
  • Monthly maintenance fee: $0
  • Interest rates
  • Minimum opening deposit: $25
With over 3,000 branches and 5,300 ATMs across the country, we make banking easier and more convenient than ever! Apply now  for our Package Money Market Savings account…it’s quick, easy and totally secure. Enjoy these valuable features too:
  • Online Account Access – Enjoy free, secure online access to your checking account with Internet Banking. Track your savings deposits, withdrawals and credits in real time for better-informed spending decisions. 
    You can also:
    • view account information – anytime, anywhere
    • monitor accounts, balances and transactions
    • stay informed, in control and protected
    • use one of our Mobile Banking options to manage your accounts on your Web-enabled device
  • Overdraft Protection – Can be used as overdraft protection for a U.S. Bank Checking account5.
  • Statement Options– Sign up for our free Online Statements or receive paper statements by mail .
  • Convenient Access – Get to your funds using your U.S. Bank Check Card or ATM Card.
  • Free U.S. Bank ATM Transactions1
Not an Internet Banking customer yet? Enroll today and experience complete financial control.
Benefits of Applying Online
Apply online for the Package Money Market Savings account4. it takes less than 10 minutes to complete, you’ll get a decision in just a few moments and it’s totally secure.

Getting Started
To apply online, you’ll need2:
  • a Social Security Number
  • a driver's license, State ID or Military ID
  • to be at least 18 years old and a legal U.S. resident
Apply Today!
  1. Enter your personal information.
  2. Provide details about your account(s).
  3. Verify your application data.
  4. Select “Submit”…that’s it!
Optimize Your Banking Experience
The benefits of our Package Money Market Savings account are great, but did you know you can get even more with our Platinum Checking Package? It’s perfect for people who have higher account balances, want to build assets and maintain financial strength. Plus, you can save up to $500 a year3.

Want Even More?
Enroll in our S.T.A.R.T. Savings Program! Save a little every week, with every paycheck, or with every credit or check card purchase. Without even thinking, you can save $1,000! When you do, you’ll earn a $50 U.S. Bank Rewards Visa Card. Keep a balance of $1,000 or more for a year and earn another $50 Rewards Card. Find out how today.

Struggling to Save?
If our Package Money Market Savings account isn’t quite what you’re looking for, consider our FDIC-insured Standard Savings account. It's a perfect option for first-time savers or anyone who wants easy, convenient access to their money while it earns interest.

Deposit Account Agreement (PDF)
Consumer Pricing Information brochure (PDF)
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How to Apply
Apply Online
866-252-9695
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  1. Other ATM network owners may assess a usage fee.

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  2. Please visit a branch if you do not meet the qualifications.

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  3. Actual individual savings and benefits may vary depending on the products used and balances maintained. Products and services for each U.S. Bank Package have been combined to offer consumers preferred rates and services at a lower combined price than if each product or service were opened separately. For example, a customer in a U.S. Bank Platinum Package with an average outstanding balance of $50,000 on a home equity line of credit will realize $500 in annual savings.

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  4. A U.S. Bank Package Checking account and a U.S. Bank Package Money Market Savings account and/or a U.S. Bank Credit Card must be opened with the same accountholder names on each account to be eligible for a U.S. Bank Package and its benefits. To maintain Package benefits, these qualifying accounts must be open, active and in good standing.

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  5. Federal Regulations Governing Savings and Money Market Transaction Limitations. Preauthorized withdrawals (transfers by telephone, wire or PC, overdraft protection, automatic payments) and transfers or withdrawals by check, debit card or similar order payable to third parties are limited to a combined total of six per account cycle as prescribed by federal regulations governing savings and money market accounts. Transactions which exceed federal regulations will be charged $15 per transaction. If account limitations are continuously exceeded, this savings account will be closed and converted to a checking account as required by federal regulations.

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  6. FDIC insured to the maximum allowed by law.

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Deposit products offered by U.S. Bank NA, Member FDIC

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